A Global Early Payments Network for SMEs

URICA was born out of deep frustration by the banks’ lack of financial innovation for SMEs.

URICA rewrites the rules by providing SMEs with early cash payment of their invoices without any need for debt, security or personal guarantees. At the same time it provides their customers with a strengthened supply chain and an opportunity for extended credit.

It’s not invoice discounting because that’s just debt by another name.

Financed by the government via the British Business Bank and RSA, URICA was developed by business people for business people.

URICA is business on better terms.

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URICA revolutionised Norton's working capital by removing debt

Stuart Garner, Norton

Norton secured its supply chain and funded its exports without debt.

URICA is the answer to all my export prayers

Matthew McDonnell, Resimac

Resimac is able to offer competitive credit terms to its exporters but gets paid in 7 days.

URICA is a helping hand to our suppliers, it was a no-brainer

Howard Jones, BSW Timber

Howard Jones from Britain's biggest sawmill secured its supply chain.

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EARLY PAYMENT FOR EXPORTS

URICA works just as easily and effectively for your exports. The URICA network has access to data on 40 million companies worldwide.

If you are an SME exporter URICA can pay you early cash for your invoices and offer your overseas customers up to 90 days open account credit.

Zero currency and credit risk. All without any need for security, personal guarantees or administrative hassle.

BUSINESS ON BETTER TERMS

An SME can use the network to pay its suppliers, get paid by its domestic and overseas customers, or both.

  • URICA is cash not debt
  • You can be paid as early as the day after invoice date
  • It’s always optional, invoice by invoice for UK SME suppliers
  • There’s no need for security or personal guarantees
  • Only two pages of T&Cs
  • The only cost is a small discount for early payment

  • Strengthened supply chain fit for growth
  • Suppliers become supporters
  • Up to 90 days credit
  • Preserve your cash position
  • Ease your administration
  • It costs you nothing

HOW IT WORKS

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BUSINESSES CONNECT TO THEIR SUPPLIERS AND CUSTOMERS THROUGH URICA

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SME SUPPLIERS INVOICE OVER THE URICA PLATFORM

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WHEN A CUSTOMER AGREES THE INVOICE, URICA PAYS THE SUPPLIER EARLY CASH LESS A SMALL DISCOUNT

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THE CUSTOMER SETTLES WITH URICA UP TO 90 DAYS LATER AT NO COST

WANT TO RECEIVE EARLY PAYMENT OF YOUR INVOICES?

Case study: PR Automation
Accelerates cash flow

WANT TO EXTEND YOUR CREDIT TERMS?


Case Study: Creator mail
Extend to 90 days credit

WANT TO GET PAID EARLY FOR YOUR EXPORTS?


Case Study: Norton
Finance expansion to new markets